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ABOUT FRED SIMMONS
"INSURANCE OF VALUE" is our motto for our clients and in our approach.
Our goal is to arm you with the information and comprehensive data you need to make clear insurance decisions with your well being in mind. At Fred Simmons Insurance, we feel helping you find 'Value' is our key asset. Our definition of "Value" in the insurance world is helping you "smartly" choose the right coverage at a fair and competitive price. This is why on our website we give you all the information you need to make clear and sensible insurance decisions…based on your needs and not someone else.
Our philosophy is to let you choose how you want to approach buying insurance. We are here to help you in every way; whether it's providing you information here on our website or inviting you to e-mail us or call and ask questions. It's our job to help you make the right decisions regarding all of your insurance needs:
Home
Auto
Health
Life
Disability Income Replacement
Long-term care
Business: Property/Liability/Workers Compensation/Employee Benefits
Buying homeowner's, automobile, health, life, disability income, long-term care, and business property/liability/workers compensation/employee benefits insurance is easy, right? You call around for quotes to get the best price for the greatest amount of coverage. Not so fast. These methods could cost you thousands of dollars without your realizing it until it is too late.
There are so many variables to consider when purchasing insurance. Unless you are well-versed in the process, you will find yourself potentially saving a "Barrel of Money" by consulting with a personal insurance agency like Fred Simmons Insurance who can cover all your options and assist you in making informed choices. The result? You get insurance coverage tailored to your individual needs for the most competitive rates around. And you get a professional who knows your history over a long period of time who will review and adjust your insurance needs as your lifestyle changes.
This is your health and financial well being we're talking about; it's vital to protect it!
Being in the insurance industry for over 20 years, it's our job to help you make decisions that will affect you for years to come. The plans set in place today are your security for the future.
Unfortunately, many people by insurance the wrong way. They buy insurance like a commodity-on price alone-and end up with a cheap price, the wrong coverage and the potential for significant financial losses. No one has ever gone bankrupt because of insurance premiums, but many have because of uncovered claims. Our responsibility to you is to help you feel comfortable with your coverage.
We hope you find the website makes you feel comfortable doing business with us, Fred Simmons Insurance Marketing, Inc.
You will find a wealth of information on our website. We try to explain insurance in as easy terms as possible. When necessary, you can always click on 'Ask Fred' (button) and I will pop-up and help explain an insurance topic.
If you like, send me an EMAIL (email: fred@fredsimmonsinsurance.com) or call (916) 638-0585 or toll free (800) 883-4447 if there's anything more you need to know.
Fred Simmons
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